Homeowners give thieves a sporting chance
Posted on September 1st, 2010
Specialist home insurer Hiscox has commissioned research which reveals that homeowners are exposing themselves by leaving valuable sports equipment, unsecured, in gardens and garages.
The goods, with an average value of £770, are left in gardens and car boots by 53% of the professionals surveyed.
More than a quarter (26%) also admitted that their gardens and outbuildings were not properly secured.
Two out of every five either do use their sporting equipment only seasonally (21%) or have not touched it for a year (19%).
Over a third (37%) are unsure whether or not their sporting goods are insured, and 15% acknowledge that they are not.
Hiscox home insurance expert Austyn Tusler explained that it was easy for homeowners to focus upon newer sports equipment, and neglect the less used, older goods at the back of sheds and garages.
Car accidents and making that emergency call!!
Posted on September 1st, 2010
On the Car Insurance Blog we not only provide advice on finding affordable and the correct car insurance, but also assist our vehicle owners with information about safety on the road. This also includes advice on how to protect yourself in the event of the unfortunate road accident.
Once an accident has occurred it is often a race against time to protect the lives of the accident victims.
Finding caravan insurance for NI
Posted on August 30th, 2010
Finding caravan insurance for NI postcodes hasn’t always been easy.
Many major insurance companies were and perhaps remain, slightly chary about the risks associated with vehicle insurance in Northern Ireland.
Having said that, the position is now changing.
Insurance providers are now starting once again to consider that Northern Ireland can be seen as offering acceptable degrees of vehicle and caravan risk. That’s potentially great news for caravan owners living there.
Of course, some insurers may still make their policies available only on the UK mainland or ROI. Fin
Mountaineering and Trekking Insurance
Posted on August 25th, 2010
Travel insurance is mandatory in many cases for organized mountaineering and trekking expeditions. If you are planning to go solo, you may also decide that you’d like to insure your adventure in case the unexpected happens. Whether you are planning to hike Mount Everest or Torres del Paine, it is important to look at specific features of your plan:
- Is there an elevation limitation on the plan?
- Do you need to purchase additional coverage for your activities?
- Does the plan cover emergency medical evacuation and repatriation?
- Will the plan transport you home in the event that it is medically necessary?
- How much will the plan cover for doctor visits and hospitalization?
A popular choice for mountaineering and trekking insurance is the Atlas Travel plan with the optional sports rider coverage. Thi
Drinking and Driving increases car insurance claims
Posted on August 25th, 2010
On the Arrive Alive website we have given much attention to the dangers of impaired driving! Too many fatal accidents have been caused by intoxicated drivers. Many more of these accidents are fortunately not fatal but have lead to car insurance claims– and could have been prevented were it not for the reduced driver reactions as a result of intoxicated driving.
Many visitors to the car insurance blog have enquired about accidents caused by drunk driving – and asked the question whether car insurance companies will settle these claims.
The truth is that a car insurance claim will not be settled if there is proof that the driver has been drunk.
A car insurance policyholder should be aware that he is obliged under the car insurance policy to operate the vehicle within the Rules of the Road. If
Hurricane Preparedness Tips for Business Owners
Posted on August 24th, 2010
Hurricane season is ramping up–particularly in the Atlantic region. If you’re a business owner, you need to make sure you’re prepared for the worst. Check out these hurricane preparedness tips courtesy of Acadia Insurance.
First, make sure you have a “Go Box,” just in case you have to leave your business in a hurry.